U.S. Bank Avvance is a new point-of-sale lending solution that allows customers to finance their purchases quickly and easily. We offer installment loan options at checkout - matched to individual financial needs.
Businesses can seamlessly manage the payments, so they can concentrate on what's important – growing their business.
The simple, flexible financing option for businesses and their customers.
U.S. Bank Avvance® point-of-sale financing is there for all life’s purchases, built on the strength and stability of U.S. Bank.
The benefits are clear with U.S. Bank Avvance.
Seamless for businesses
Put the option to finance wherever customers pay for services. Sign up is quick, and there's no subscription or fees to enroll.
Easy for customers
Customers get buying power when they use pre-approval. An application only takes 1-2 minutes from their mobile phone.
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Offer point-of-sale financing to your customers today.
Enrollment is available to new and existing small businesses, existing Elavon merchants, and via integrated software partnerships. Share a few details with our team to get started with U.S. Bank Avvance.
More about us.
We're building payment products that help businesses and customers reach their individual goals each and every day.
Frequently asked questions
U.S. Bank Avvance is a payment method that seamlessly embeds into a business's payment process, providing their customers flexible options at the point of sale.
After enrolling in Avvance, a business simply sends their customer an invoice. The customer will receive a link to a quick application process that provides them with a real-time credit decision.
Once the application is approved and the customer selects a loan option, the sale is completed and the business is paid the full transaction amount within the next 48 hours.
The benefits of businesses using Avvance is that they get paid in full, upfront.
We pay businesses the full transaction amount within 48 hours and collect monthly payments directly from customers. We give customers buying power to make more purchases for new and repeat business.
The business pays a fee for each customer loan. There are no subscription fees. We don't charge monthly fees and enrolling is free.
Avvance empowers customers to pay in a way that compliments their individual financial position, giving them the flexibility to say “yes” to life’s purchases.
Avvance installment loans offer customers simple, flexible and transparent payment options from a trusted partner - U.S. Bank. Consumer installment loan financing terms via U.S. Bank range from 0% - 24.99% APR (Annual Percentage Rate) with repayment plans from 3 - 60 months for transactions between $300 - $25,000.
The application is quick and easy, with real-time approvals, all from the customer's personal device.